WellsTrade® Brokerage Accounts

Account Opening and Online Access

What types of accounts does WellsTrade^® support? I applied for a new account, when will I receive my new WellsTrade account number? How do I sign and return my account documents? When can I access my account online? How do I view my new account online? What is the Brokerage Cash Services feature associated with my WellsTrade account? Do I need to link my WellsTrade account to my existing Wells Fargo Bank Prime Checking or Premier Checking account?

Funding Your Account

How do I fund my WellsTrade account?

Whether it's for your newly opened WellsTrade account or an existing one, you have several choices available to you after we’ve received your signed account agreements:

Transfers or cash from any Wells Fargo or external bank checking or savings account
Transfer cash from another Wells Fargo Advisors investment account
Transfer an account from another investment firm - submit form online
Transfer an account or some assets from another investment firm - submit paper form
Deposit a check using your mobile device²
Make a deposit with a teller at a Wells Fargo branch
Mail a check
Wire transfer
IRA, rollover, or 401(k) accounts specifics

Transfer cash from a bank account

With your Brokerage Cash Services feature, you can transfer funds between your banking and brokerage accounts and your WellsTrade account online — including certain non-Wells Fargo accounts - to easily make transfers or payments. (If you have a WellsTrade accounts without Brokerage Cash Services, you will be unable to transfer funds between brokerage accounts or non-Wells Fargo accounts online). Just sign on with Wells Fargo Online^®, and access the Transfer & Pay menu. You can make a one-time transfer or set up recurring transfers.

If you don't see a non-Wells Fargo checking or savings account you are looking for, you can simply add it to your Transfers list online:

Sign on to Wells Fargo Online
Select the Transfer & Pay menu
Select ‘Add a non-Wells Fargo Account’ from the Transfer Money screen

Please note that any account owner of your WellsTrade account must also be listed as an owner on your linked bank account.

Transfer cash from another Wells Fargo Advisors investment account

You can request to transfer funds between your WellsTrade account and other Wells Fargo Advisors accounts with the Brokerage Cash Services feature using the Transfer & Pay menu as described above. Your Brokerage Cash number will appear as a choice in the Transfer to and Transfer from menus. If you do not have this feature or prefer to transfer individual securities, please complete, sign, and return the WellsTrade Letter of Authorization to Transfer Funds or Securities (PDF) form.

Transfer your account from another investment firm

You can easily consolidate accounts from other financial firms into your WellsTrade account. If you would like to transfer all or some of your assets from another investment firm you can do so online or submit a paper form:

Submit a Client Account Transfer form online (eligible accounts only will see this option):

Sign on to Wells Fargo Online^®
Select Brokerage
From the Customer Service menu, select Forms
Select Submit Online beside Client Account Transfer Form

Submit a paper form:

Follow steps 1 - 3 above or access the form below
Select the Client Account Transfer Form (PDF), print, complete, sign and return it, per the step by step instructions on the form. You can use your WellsTrade account number found at the end of your online application or in your New Account package when you fill out this form.

Deposit a check using your mobile device

Use the Wells Fargo Mobile app to deposit checks to your WellsTrade account with your mobile device² using your Brokerage Cash number, which is available when you sign on to Wells Fargo Online and on your WellsTrade account statement.

Make a deposit at a bank branch

Visit the tellers at Wells Fargo branches and make a deposit to your WellsTrade account using your Brokerage Cash number, which is available when you sign on to Wells Fargo Online and on your WellsTrade account statement.

Mail a check

Make your check payable to Wells Fargo Advisors, and please write your WellsTrade brokerage account number in the memo section. Send your check to:

Wells Fargo Advisors
MAC H0006-085
#1 N. Jefferson Ave
St. Louis, MO 63103

Wire transfer

Quickly transfer funds to your WellsTrade account from nearly anywhere in the United States. Please be aware that most banks will charge a fee for this service.

Please provide your bank with these instructions:

Wells Fargo Bank
420 Montgomery Street
San Francisco, CA 94104
ABA: 121000248
Beneficiary: Wells Fargo Clearing Services, LLC
Account #: 4122023377
Further Credit: (Your WellsTrade account title and account number)

IRA, rollover, or 401(k) accounts

IRA Contributions – How can I contribute to a WellsTrade IRA?

You can contribute to an eligible WellsTrade IRA online using the Transfer & Pay menu. See the section above, How do I fund my WellsTrade account?
You can also complete the WellsTrade IRA Contribution Form (PDF) to make a contribution into a WellsTrade IRA, SEP, SIMPLE or Education Savings Account (ESA). This form should be completed by the IRA owner, Employer (if a SEP or SIMPLE) or the Responsible Party (if an ESA).
If you want to transfer your account from another investment firm into your WellsTrade account, see the section above, How do I fund my WellsTrade account > Transfer your account from another investment firm.

You can also log in to your investment account then visit, Customer Service and Forms to access forms.

Rollover from a qualified plan

Contact your former employer or retirement plan provider to request that your assets be directly rolled over to your WellsTrade IRA account. They may require you to complete their paperwork in order to transfer the assets. They will need your new WellsTrade account number, so have your reserved account number ready when requesting your rollover.

If you have a rollover check, you can complete the IRA/ESA Rollover Contribution form.

You can also contact our Rapid Rollover team at 1-877-389-3359 for assistance.

IRA Distributions - How can I request a distribution from my WellsTrade IRA account?

To request a one-time distribution from your WellsTrade IRA account, complete the WellsTrade IRA Distribution form. Please complete all the required fields, sign and fax or mail the form indicated at the bottom of the form.

To establish automatic distributions, complete the IRA Election of Distribution form. Please complete all the required fields, and sign and fax or mail the form as indicated at the bottom of the form.

You can sign in to your investment account, then visit Customer Service and Forms.

When will the initial funding be transferred into my WellsTrade account from my bank account?

Account Maintenance and Forms

Where do I find my new account documents online? Where can I find specific forms that I need? How can I set up a margin account? How can I apply to trade options in my account? How can I set up my investments for Dividend Reinvestment? How can I provide access to third parties for my WellsTrade account? Where do I manage by delivery preferences (e.g. statements, trade confirmations, tax records)? When will I get my WellsTrade brokerage account statements?

Trading

How soon can I start trading? What are the trading fees and commissions for WellsTrade accounts? What types of securities can I trade? What is Stock Fractions? Which securities can I buy with stock fractions? When can I place Stock Fractions orders? Will my Stock Fractions positions receive dividends? Will my Stock Fractions positions participate in other corporate actions? What is Extended Hours Trading for my WellsTrade account?

1. Teller deposits are processed through an associated limited-purpose Wells Fargo Bank account in your name, which is automatically opened upon establishment of your WellsTrade account (at no additional charge).

2. Mobile deposit is only available through the Wells Fargo Mobile^® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.

3. Enrollment with Zelle^® through Wells Fargo Online^® or Wells Fargo Business Online^® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle^® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle^® offers a protection program for authorized payments made with Zelle^®. The Request feature within Zelle^® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle^® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle^® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle^® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle^®.

4. Online Statements require Adobe^® Acrobat^® PDF reader. The length of time Online Statements are available to view and download varies depending on the product: up to 12 months for auto loans; up to 2 years for credit cards, home equity lines of credit, and personal loans and lines of credit; and up to 7 years for deposit accounts, home mortgage accounts, and trust and managed investment accounts. The length of time the specific product statements are available online can be found in Wells Fargo Online^® in Statements & documents. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

5. Refer to the Wells Fargo Bank Consumer Account Fee and Information Schedule for further information about the Prime Checking and Premier Checking account and applicable bank fees. For The Private Bank Interest Checking account and applicable bank fees, refer to both the Wells Fargo Consumer Account Fee and Information Schedule and The Private Bank Consumer Deposit Products Disclosure. The Prime Checking account has a $25 monthly service fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked balances. The Premier Checking account has a $35 monthly service fee. The fee can be avoided each fee period with $250,000 or more in statement-ending qualifying linked balances. The statement-ending qualifying balances for each of these account types include linked (a) bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (brokerage available through our brokerage affiliate Wells Fargo Advisors, applicable bank fiduciary and custody accounts, annuities, and eligible foreign exchange transactions). For more information, call Wells Fargo Bank, N.A. at 1-866-245-3452. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Wells Fargo Advisors is not an FDIC-insured depository institution. Banking products and services provided by Wells Fargo Bank, N.A., Member FDIC. Deposit insurance only protects against the failure of an insured depository institution.

6. $0 per trade is applicable to commissions for online and automated telephone trading of stocks and exchange-traded funds (ETFs). For stock and ETF trades placed with an agent over the telephone, a $25 agent-assisted trading fee is charged. Each trade order will be treated as a separate transaction subject to commission. An order that executes over multiple trading days may be subject to additional commission. One commission will be assessed for multiple trades, entered separately, that execute on the same day, on the same side of the market. Other fees and commissions apply to a WellsTrade account. Schedule subject to change at any time.

Wells Fargo Advisors:

Brokerage products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

Certain brokerage accounts are not eligible.

Insurance and annuities:

Products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

If the annuity becomes annuitized, or a periodic payment schedule has been established, the remaining balance will no longer be eligible for qualification.