Account Services

When you use the Wells Fargo Mobile® app, or logon from your tablet or desktop, you have access to the tools, features and information you need, including: your investment portfolio, the markets, and the economy.

Sign Up | Mobile Access

• Get information on account performance, allocations, and holdings
• Access your account documents, including statements and tax documents
• Set balance and trade alerts
• Use Brokerage Cash Services to move money between accounts (more details below)

• Look up real-time quotes
• Get the latest news affecting the markets, including access to Wells Fargo Investment Institute reports
• Set up watchlists

By texting IPH or AND to 93557, you agree to receive a one-time text message from Wells Fargo with a link to download the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Please refer to the Supported Browsers and Wells Fargo Mobile® app Requirements page for mobile OS details.

Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Android, Google Play, and the Google logo are trademarks of Google LLC.

 

Wells Fargo Advisors’ Brokerage Cash Services (BCS) is an enhanced brokerage feature that enables investing with easy access to digital money movement. BCS provides access to online and mobile services including mobile deposits, IRA contributions and distributions, online transfers, digital wires, access to Zelle℠, Bill Pay, and direct deposit. Brokerage Cash Services creates an integrated relationship. It combines investing and cash management resources into an easy-to-manage brokerage account. It’s simple. It’s flexible. It’s designed for maximum convenience.

BCS Uses

• Do you like the convenience of accessing your account online? Or using a mobile app?
• Do you value the convenience of using digital wires or Bill Pay directly from your investment account for occasional larger than normal purchases such as college tuition or a home improvement project?
• Do you prefer to use digital money movement to make IRA contributions or distributions to support your long-term Retirement goals and needs?

Helping ensure your money is accessible

Our Cash Sweep Program automatically “sweeps” uninvested cash balances into a Cash Sweep Option until such balances are invested or otherwise used to satisfy obligations arising in the account. The available Cash Sweep Options currently offered are:

• Wells Fargo Advisors Standard Bank Deposit Sweep
• Wells Fargo Advisors Expanded Bank Deposit Sweep
• Money Market Fund Sweep

Eligibility is based on the type of investment account and nature of account ownership. Wells Fargo Advisors reserves the right to change the eligibility criteria for the Cash Sweep Program and Cash Sweep Options.

With both the Expanded and Standard Bank Deposit Sweep, the more assets you hold with us, the higher your interest rate will typically be for your cash deposited into the Sweep Program. Other benefits include the ability to receive up to $250,000 in Federal Deposit Insurance Corporation (FDIC) insurance per depositor, per insured bank, for each ownership category (single, joint, trust, etc). In the Expanded Bank Deposit Sweep Program, depending on market conditions and/or the size of your account, cash may be swept to only affiliated Banks, to only unaffiliated Banks, or to a mix of both.

Additional information is contained in the Cash Sweep Program Disclosure Statement (PDF).

All deposits, including certificates of deposit, you maintain at a Program Bank, whether placed directly with the Program Bank or through an intermediary (such as Wells Fargo Advisors or another broker), will be aggregated for purposes of determining your FDIC insurance coverage. Your deposits (including principal and interest) at each Program Bank are eligible for FDIC insurance up to $250,000 per depositor for each ownership category. If your total deposits at a Program Bank exceed the applicable FDIC insurance limit, the amount over the limit will not be insured by the FDIC and you should carefully consider whether to arrange for the direct investment of those amounts. Please note that you, and not Wells Fargo Advisors, are responsible for monitoring the total amount of your deposits at the Program Banks in order to determine the extent of FDIC insurance coverage available.

Insurance is subject to FDIC rules, including for pass-through coverage, which require certain conditions to be satisfied for deposit insurance coverage to apply. Wells Fargo Advisors is not an FDIC-insured depository institution; FDIC deposit insurance only protects against the failure of an insured depository institution. Banking products and services provided by Program Banks, including Wells Fargo Bank, N.A. Member FDIC.

List of Participating Program Banks in the Bank Deposit Sweep Programs.

Please see the Cash Sweep Program Disclosure Statement (PDF) for more information on FDIC insurance coverage.

 

Brokered Liquid Deposit is a cash alternative that is available through your Financial Advisor. Brokered Liquid Deposit can help manage your non-transactional cash needs and provide a competitive yield for eligible Wells Fargo Advisors brokerage accounts. Brokered Liquid Deposit is not an automated “sweep” program. You must instruct your Financial Advisor prior to each deposit or withdrawal. Please visit the Brokered Liquid Deposit Wells Fargo Advisors product page for more details by clicking here.

¹ Availability may vary based on whether you are accessing your accounts on the WF Mobile® app or tablet/desktop.
² Your mobile carrier’s message and data rates may apply.
³ Financial management services are offered by banking and non-banking affiliates of Wells Fargo & Company, including, but not limited to, Wells Fargo Bank, N.A. and divisions of Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. is an affiliate of Wells Fargo Advisors and a subsidiary of Wells Fargo & Company.